April 18th, 2008
by: Christine Zafra
Quote finders work this way: you input your personal information and other details regarding your car, the website then “analyzes” your car’s value and gives you the best deals you could possibly find.
Bad news. Most quote finders don’t work that way. They work like sponsored search engines. Yes, they might give you good deals but probably not the best in town. Since they are sponsored (by some company), they will most likely bring back queries that will lead you to their sponsor. What you can do is to look for other quote finder websites and compare, always compare. Who knows? Your next search might be cheaper than your first.
Photo taken from http://johnfudrow.files.wordpress.com
April 15th, 2008
by: Christine Zafra
New York City is one of the most expensive cities to live in. If you’re wealthy (perhaps that’s one of the reasons why you’re living there) and can live up with the expensive cost of living, then read no further. You probably have a hefty car insurance of your own. But for those who are there because of some other reasons (i.e. job relocation and the like), this one’s for you.
Normally, car insurance in New York costs around $10,000.00 for property damage and a whopping $50,000.00 for basic coverage. These are pretty costly for an upper-middle individual; however, you could actually find some cheap auto insurance for your car online. Autosinfo is an online quote finder for cheap car insurances. Better check their website now to find out more.
Photo taken from http://www.teslasociety.com
April 11th, 2008
by: Christine Zafra
For vintage car collectors and/or lovers, or for those are still planning to start on collecting old cars as a hobby (perhaps for business purposes too), you might as well get your cars insured. Since your cars are special, they too must have a special kind of insurance and not just the typical kind of insurance you get for your ordinary car. There are numerous set of rules that vintage car owners should keep in mind. Aside from the car’s age (should be at least 15 years old), the owner should have another car of his/her own (apart from the vintage car you are registering an insurance for), and a separate garage where you could shelter the said collectible. Indeed an expensive hobby to bear.
Photo taken from http://www.chooseyouritem.com
April 8th, 2008
by: Christine Zafra
Erie Insurance Group of Pennsylvania conducted a survey about the risks of teenage driving. The results were impressive; however, a faulty hole can be seen in their answers. According to theautochannel.com, 91% of the teenagers who participated in the survey swear that they’re driving safely but if we are to delve on how they drive (there’s a difference), you will discover that most of them take on calls, doodle with their phones (text message), play earsplitting music that can sometimes be very distractive etc. while driving. Recent bans have been made in some states regarding the use of mobile phones inside the car. However, stubborn individuals have got creativity: thank goodness for speaker phones.
Photo taken from http://www.cellphonesafety.org
April 4th, 2008
by: Christine Zafra
If you have a desperate friend who wants to make use of your car for about 3 days or so, but unfortunately, you worry that your precious “baby” (your car) will be on somebody else’s hands, then don’t bother. UK residents attention: there’s a solution to your plight. Introducing “Short Term Car Insurance”. Your car can still be insured even though another one uses it. All you need to do is register the other user and your car as well to get this great offer. The short term insurance’s coverage is from day 1 to day 28, and will cover an amount of about 40,000 pounds.
Photo taken from http://www.hastingsinsurance.com
April 1st, 2008
by: Christine Zafra
yesinsurance.co.uk offers a wide variety of insurance services for cars, vans, homes etc. for UK residents. What’s good about this company is that, they have an online guide in their website (you can get quotes, free online instructions on what to do in case you encounter a car mishap on the road etc.), and they offer a very big amount of damage insurance just in case your car crashes into someone else’s property: a whopping 20 million pounds. They also offer a wide variety of third party insurances and foreign travel insurances (for about 60 days from flight) which are hard to find nowadays in insurance companies (this kind of offer, I mean).
Photo taken from http://express-press-release.com
March 25th, 2008
Auto Insurance Bills Will Increase April 1
Drivers who carry the minimal liability coverage for bodily injury and property damage will be paying higher premiums for a higher level of mandated coverage that goes into effect next month. “We are estimating that your premiums will be going up 4 to 6 percent if you currently have the minimal liability coverage,” said Jerry Hagins, a spokesman for the Texas Department of Insurance. “It works out to about $15 to $22 a year.”
Lawmakers enacted the new law because insurance companies said that lower coverage levels were not always enough to cover the costs of accidents. Most insurance providers have factored in the new coverage levels and the added premium costs when they issued or renewed policies that extend beyond April 1, Hagins said.
March 13th, 2008
Wanting to have that car insurance? You can get it! But to get the best, determine first all existing options that you can take. Gather as much data as you think is best. Afterwards, compare different quotes and analyze each. On the net, there are many articles that tell you how you can make the right decisions so you could get low premiums. These online posts can give you knowledge that can reduce your premiums by even a hundred dollars! Now, what are you waiting for? Surf!
February 25th, 2008
Here are things to keep in my when acquiring a car. One of the more important things to consider is the insurance–of course buying a new car is like an investment. Also, in purchasing insurance some factors would like the car’s safety rating, and other such things that will affect insurance premiums.
Do a research on cars that are specifically adapted to you needs and your budget before you make a decision when choosing. Don’t just buy just because of the brand or how good it looks, or even how low mileage is. Consider the value of the car, the brand, and the features it has. More importantly, check the car’s safety rating. Note that safety ratings are different in other regions.
Now, do not get that expensive car unless you know you can pay insurance regularly. Remember the insurance costs are a factor of the value of the car. So this means the more expensive the car is, the higher the premiums you would have to pay for that car.
Check the net or newspapers for great car deals. Of course, you shouldn’t just buy the cheapest or the lowest priced. Look for cars with the essential features you need, especially for safety, such as seat belts (usually standard), airbags and such. Seatbelts are a given, however air bags, side impact beams and other secondary restraint and protection systems are sometimes not provided.
January 3rd, 2008
Here’s a list of sites where you can get online quotes for auto insurance. Most of these sites allow you to key in your ZIP code for more localized quotes, and so you can contact a local agent.