May 22nd, 2008
by: Christine Zafra
In the United Kingdom, driving without insurance is synonymous to a crime. Though you won’t be put behind bars, your car will be impounded by the police if they found out that your car has no license at all. Aside from your car being taken away from you, you will be asked to pay for a very hefty amount for fines and other penalties and will be asked to come up with a legitimate cover note. However, if you cannot come up with these, unfortunately, your car will be crushed. It is advisable that future car buyers should look into their budgets if they can afford insurances for their cars. If one cannot afford the high insurance price tags for luxury cars, one should settle with an ordinary one.
Photo taken from http://media.paultan.org
May 20th, 2008
by: Christine Zafra
If you have been dreaming of owning that luxurious Jaguar or Maybach you saw in the ad, splurging a fortune by buying the expensive car is actually just the beginning of your financial burden. You may have gone on a bender and spent hundreds and thousands of dollars to get that car, however, you still have to consider getting an insurance for it. It is a fact that model cars have more expensive insurances since that is the “way” how insurance companies discourage you of buying something “expensive to replace”. According to AA, an insurance company based in UK, the total number of repossessed uninsured cars are growing, and that most of these cars are actually luxurious ones.
Photo taken from http://carsmedia.ign.com
May 15th, 2008
by: Christine Zafra
5. If you have an old style license, you might want to consider updating it since most countries prefer you to have an updated one (just in case you get into an accident and would like to minimize the hassle of being questioned for your license). You might also like to get, although it is not that important, an International Driving Permit to avoid further unnecessary questioning.
6. The most important thing you should do before going abroad and bringing your car with you, is to get familiarized with the traffic rules and regulations of your destination. Ignorance to the rule is not an exemption.
Photo taken from http://www.bionicgloves.com
May 13th, 2008
by: Christine Zafra
3. Do not forget to bring copied of your documents with you such as your car insurance certificate, your various accident statements if your do have one, your original vehicle registration information and so on and so forth. If you will have an accident overseas (assuming that you won’t, but just to be sure), you will have all the important documents with you.
4. Apart from the mentioned documents above, you also have to make sure that you bring with you (everywhere you go) your current passports and your valid driver’s license with important documentations attached. You may never know when you’ll be needing it.
Photo taken from http://www.aolcdn.com
May 8th, 2008
by: Christine Zafra
If you are planning to go to another country and bring your car there, you might be facing a lot of problems while supposedly having that stress free vacation with your family or colleagues since you have to deal with a new set of rules when it comes to driving. But before you take off and have your car shipped to your desired country, you have to do quite a few things first.
1. You have to check with your insurance company if they cover out of the country trips for your car. Who knows, you might have a little accident overseas, and you really don’t want to spend a fortune for your car repair don’t you?
2. You also have to check your home contents policy. Car insurances have limits when it comes to bringing personal belongings out of the country and so you have to whether your things are fully covered.
Photo taken from http://tti.tamu.edu
May 6th, 2008
by: Christine Zafra
In the English dictionary, the word comprehensive means “complete, full and all-inclusive”. However, car insurance companies are really redefining the term to fit it in their definition of “comprehensive”. Since car insurances are literally stripping the policy holders one by one of the coverage of their insurance plans, comprehensive coverage is pretty much just a label to go by. The basics such as third party liability or perhaps, coverage for short term overseas trips are mysteriously disappearing from the written policy papers. Shattered windscreens are in fact not included in the policies and you can only get it as an add-on. This insurance thing is becoming a business, and insurance companies are doing pretty well.
Photo taken from http://www.siteforless.com
April 18th, 2008
by: Christine Zafra
Quote finders work this way: you input your personal information and other details regarding your car, the website then “analyzes” your car’s value and gives you the best deals you could possibly find.
Bad news. Most quote finders don’t work that way. They work like sponsored search engines. Yes, they might give you good deals but probably not the best in town. Since they are sponsored (by some company), they will most likely bring back queries that will lead you to their sponsor. What you can do is to look for other quote finder websites and compare, always compare. Who knows? Your next search might be cheaper than your first.
Photo taken from http://johnfudrow.files.wordpress.com
April 15th, 2008
by: Christine Zafra
New York City is one of the most expensive cities to live in. If you’re wealthy (perhaps that’s one of the reasons why you’re living there) and can live up with the expensive cost of living, then read no further. You probably have a hefty car insurance of your own. But for those who are there because of some other reasons (i.e. job relocation and the like), this one’s for you.
Normally, car insurance in New York costs around $10,000.00 for property damage and a whopping $50,000.00 for basic coverage. These are pretty costly for an upper-middle individual; however, you could actually find some cheap auto insurance for your car online. Autosinfo is an online quote finder for cheap car insurances. Better check their website now to find out more.
Photo taken from http://www.teslasociety.com
April 11th, 2008
by: Christine Zafra
For vintage car collectors and/or lovers, or for those are still planning to start on collecting old cars as a hobby (perhaps for business purposes too), you might as well get your cars insured. Since your cars are special, they too must have a special kind of insurance and not just the typical kind of insurance you get for your ordinary car. There are numerous set of rules that vintage car owners should keep in mind. Aside from the car’s age (should be at least 15 years old), the owner should have another car of his/her own (apart from the vintage car you are registering an insurance for), and a separate garage where you could shelter the said collectible. Indeed an expensive hobby to bear.
Photo taken from http://www.chooseyouritem.com
April 8th, 2008
by: Christine Zafra
Erie Insurance Group of Pennsylvania conducted a survey about the risks of teenage driving. The results were impressive; however, a faulty hole can be seen in their answers. According to theautochannel.com, 91% of the teenagers who participated in the survey swear that they’re driving safely but if we are to delve on how they drive (there’s a difference), you will discover that most of them take on calls, doodle with their phones (text message), play earsplitting music that can sometimes be very distractive etc. while driving. Recent bans have been made in some states regarding the use of mobile phones inside the car. However, stubborn individuals have got creativity: thank goodness for speaker phones.
Photo taken from http://www.cellphonesafety.org