FAQs About Buying Car Insurance
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Getting car insurance can be a huge and expensive method but this is a fact of driving life. One of the most frequently asked question is, do I really have to buy car insurance? Majority of the states in the USA has ruled that if you have a car, it is mandatory for you to have car insurance to enable you to pay for the damages you have done to other cars. There are some states however where getting car insurance is not compulsory but you must present some proof that you can pay for the damages you have caused. Another frequently asked question is, do I have to buy car insurance first before I buy a new car? If this is your first car, lenders usually require you to have insurance before you can even drive off the showroom. What usually happens here is that the agent who processed your car application and subsequent approval is the one who will also provide/sell you your car insurance - a comprehensive one at that. In some cases, the agent runs his/her own car insurance company or knows somebody who operates one. Sometimes, they would even go one step further, they would be the one to offer you also, the renewal car insurance policy ones the existing one has expired.